Cashless Payment - with and Without Internet

 Cashless Payment - Most of the People are thinking about cashless payment is tough and not secure. It is not like that. Actually, Cashless Payment is very Secure and Easiest method also. After the Demonetization, our People Economy is exacerbating because of no cash in their Hand. Is it Mandatory to pay all Payments with Cash? we don't want to think like before. All the Peoples having the Source to go with Cashless Payments. The Internet is not a Problem in this Demonetization. If you have the Internet, you can with Many Options here. If you don't have the Internet, no Worries. you have Better and safe option available. the Options are given below about the Payment.

1. Internet Banking

    Yes! Internet Banking is somewhat familiar with all the guys those who using Cashless Payment Nowadays. if you are having the Option of Internet Banking then you can do any Payment using this one. this type of Payment is not suitable for Instant things like in shops and Immediate Transfer. If you want to give money or Transfer to any other Person later, then you can do this with sufficient amount of time.

2. Debit Card/ Credit Card (SWIPE)

The payment can be done by using swiping your Credit or debit Card in most of the Shops having Swipe Machine. when you are going to any shop, carry your Debit/Credit card with you. so that the Payment is Very Easier than any other Payments, provided Shop should contain Swipe Machine.

• Swipe Your card
•  Enter Your PIN
• Get your Bill

3. UPI (Unified Payment Interface)

  UPI is the One which is coming newly from all the Banks. not all the Banks have Introduced this Option, but some of the Banks have come up with UPI(Unified Payment Interface). All the Guys check with your corresponding Bank that they have introduced the Option UPI. if so, kindly install the Bank's UPI App from the Google Play store and Register with it. Registration is Simple. Enter your Phone Number and Bank details after that it will ask you to select the Virtual Address(VP). it Looks like <username>@<Bank's extension> e.g:. abcd@icici.com.

• Open the UPI App.
• enter your Beneficiary's UPI
• send money.

you can send money to your friend or others, if and only if Receiver should have Virtual Address. for this smartphone with Internet is Needed.

4. Scan and Pay

In the UPI app itself, they are providing the Option "Scan & Pay". The Receiver should open the App to Receive Money using Scan option. so that QR Code will be generated. all you need to do is

• Open the App
• Scan the Receiver's QR code.
• send your Money

5. Wallet Transfer

How many of you are using Cash or Money Wallet? I'm not talking about the Purse we are using. I'm just giving information about Wallets like Paytm, Mobikwik, Freecharge etc., now all our mobile operators owning separate wallets. You can use any one of the Wallet which you like. We can transfer money to anyone from the wallet to wallet or wallet to the bank. Options are given in all wallets.

• Load money to your wallet from your Bank Account
• you can use the money whenever and wherever you want by typing mobile no or Bank Acc. No. of Receiver to Send

6. Dial Number

It is one of the Biggest and useful Option we ever had, because, If you don't have Internet Option simply you can go with the Dial the No.

• Dial *99#
• Enter 3 letters of your Bank short Name or first 4 Letters of IFSC Code
• follow the options mentioned above

If you have any doubt comment below ill help you.