Cashless Payment - with and Without Internet

 Cashless Payment - Most of the People are thinking about cashless payment is tough and not secure. It is not like that. Actually, Cashless Payment is very Secure and Easiest method also. After the Demonetization, our People Economy is exacerbating because of no cash in their Hand. Is it Mandatory to pay all Payments with Cash? we don't want to think like before. All the Peoples having the Source to go with Cashless Payments. The Internet is not a Problem in this Demonetization. If you have the Internet, you can with Many Options here. If you don't have the Internet, no Worries. you have Better and safe option available. the Options are given below about the Payment.

1. Internet Banking

    Yes! Internet Banking is somewhat familiar with all the guys those who using Cashless Payment Nowadays. if you are having the Option of Internet Banking then you can do any Payment using this one. this type of Payment is not suitable for Instant things like in shops and Immediate Transfer. If you want to give money or Transfer to any other Person later, then you can do this with sufficient amount of time.

2. Debit Card/ Credit Card (SWIPE)

The payment can be done by using swiping your Credit or debit Card in most of the Shops having Swipe Machine. when you are going to any shop, carry your Debit/Credit card with you. so that the Payment is Very Easier than any other Payments, provided Shop should contain Swipe Machine.

• Swipe Your card
•  Enter Your PIN
• Get your Bill

3. UPI (Unified Payment Interface)

  UPI is the One which is coming newly from all the Banks. not all the Banks have Introduced this Option, but some of the Banks have come up with UPI(Unified Payment Interface). All the Guys check with your corresponding Bank that they have introduced the Option UPI. if so, kindly install the Bank's UPI App from the Google Play store and Register with it. Registration is Simple. Enter your Phone Number and Bank details after that it will ask you to select the Virtual Address(VP). it Looks like <username>@<Bank's extension> e.g:. abcd@icici.com.

• Open the UPI App.
• enter your Beneficiary's UPI
• send money.

you can send money to your friend or others, if and only if Receiver should have Virtual Address. for this smartphone with Internet is Needed.

4. Scan and Pay

In the UPI app itself, they are providing the Option "Scan & Pay". The Receiver should open the App to Receive Money using Scan option. so that QR Code will be generated. all you need to do is

• Open the App
• Scan the Receiver's QR code.
• send your Money

5. Wallet Transfer

How many of you are using Cash or Money Wallet? I'm not talking about the Purse we are using. I'm just giving information about Wallets like Paytm, Mobikwik, Freecharge etc., now all our mobile operators owning separate wallets. You can use any one of the Wallet which you like. We can transfer money to anyone from the wallet to wallet or wallet to the bank. Options are given in all wallets.

• Load money to your wallet from your Bank Account
• you can use the money whenever and wherever you want by typing mobile no or Bank Acc. No. of Receiver to Send

6. Dial Number

It is one of the Biggest and useful Option we ever had, because, If you don't have Internet Option simply you can go with the Dial the No.

• Dial *99#
• Enter 3 letters of your Bank short Name or first 4 Letters of IFSC Code
• follow the options mentioned above

If you have any doubt comment below ill help you.

Give Miss Call to know the Bank Balance - Simple!

Everyone would have come across the term "MISSED CALL facility" in all Banks. Yes, All Banks have introduced the Option to know your Bank Account Balance by giving Missed call from your Registered Mobile Number. After Demonetization, everyone is rushing towards the Bank for several purposes. Nowadays it is getting tough to use a Simple Service in Banks because of the crowd in all Banks. I think it is Better Option to Know your Bank Account Balance and Mini statement of your Account by making a missed Call to Concern Number which is given below from your registered Mobile Number.

Note: it is important to note that your Mobile Number should be Registered with your Bank Account, Probably all your Mobile Member would have registered with your Bank Account Number. So, need not worry about that. If your Mobile Number is not registered with your Account Number, kindly go to your Bank and register your Number for easy use.

All the Banks are listed below. Please give the missed call from registered mobile number to the following numbers:

Allahabad Bank: (AB)

 Account balance and last 5 transactions: 09224150150

Note: If customers’ mobile number is not registered with the Bank, they will get the following SMS:: “Your mobile number is not registered for this service”. The customers can change their default account by sending the following SMS to 09223150150 from their registered mobile no.:. REG e.g. REG 12345678901 

Andhra Bank:

Account balance and last transactions: 09223011300

Note: You will receive SMS with latest account balances of up to three accounts. Balances of accounts under the schemes – Saving Bank (SB), Current Account (CA), Cash Credit (CC) and Over Draft (OD) only will be shown.

Axis Bank:

Balance Enquiry: 18004195959
Mini Statement: 18004196969

Bandhan Bank:

Balance Enquiry: 1800-258-8181

Bank of India: (BOI)

Balance Enquiry: 09223766666
Mini Statement: 09223866666

Bank of Baroda: (BOB)

Account balance: 09223011311

Bank of Maharastra: (BOM)

Account balance: 9222281818

Bharatiya Mahila Bank (BMB)

Balance Enquiry: 9212438888
Mini Statement: 9212438888

Note: Register for SMS Banking services today by sending an SMS to 9212438888 in the following format "REG<12 Digit A/c No.>", from your registered mobile number (Mobile number registered against your account with BMB).

Canara Bank: (CB)

Balance Enquiry: 09015483483
Mini Statement: 09015734734

Catholic Syrian Bank: 
 

Balance Enquiry: 02230256767
Mini Statement: 02230256868   

Central Bank of India: (CBI)

Balance Enquiry:  95552 44442

Mini Statement:    95551 44441

City Union Bank (CUB)

Balance Enquiry: 9278177444

Corporation Bank: (CB)

Balance enquiry: 09268892688 (For Domestic Customers), 919268892688 (For customer residing in abroad)

DCB Bank:

Balance Enquiry: 7506660011
Mini Statement (last 5 transaction): 7506660022

Dena Bank: (DB)

Balance Enquiry  09289356677
Mini Statement 09278656677

Dhanlaxmi Bank:

Balance Enquiry: +91-80-67747700
Mini Statement: +91-80-67747711

Federal Bank:

Balance Enquiry: 8431700700

HDFC Bank: 

Balance Enquiry:1800-270-3333

IDBI Bank:

Balance Enquiry: 18008431122
Mini Statement: 18008431133

IDFC Bank:

Balance Enquiry: 1800 2700 720

ICICI Bank: 

Balance Enquiry: 02230256767
Mini Statement: 02230256868

Indian Bank: (IB)

Balance enquiry: 09289592895

Indian Overseas Bank: (IOB)

Balance enquiry: 04442220004

Indusind Bank:

Balance enquiry: 18002741000

Jammu & Kashmir Bank:

Balance enquiry: 1800220600

Karnataka Bank:

Balance enquiry: 18004251445
Mini Statement: 18004251446

Karur Vysya Bank: (KVB)

Balance enquiry: 09266292666

Kotak Mahindra Bank:

Balance enquiry: 1800 274 0110

Lakshmi Vilas Bank:

This Service is not initiated.

Oriental Bank of Commerce: (OBC)

Balance Enquiry + 91-8067205757
Mini Statement +91-8067205767

Punjab & Sindh Bank: (PSB)

Balance enquiry: 9223984344

Punjab National Bank: (PNB)

Balance enquiry: 1800 180 2222 / 1800 103 2222

RBL Bank: 

Balance enquiry: 1800 419 0610

State Bank of India: (SBI)

Balance Enquiry: 09223766666
Mini Statement: 09223866666

Note: you can register your mobile number by sending SMS, ‘REG(space)account number' to 09223488888 e.g. REG 12345678901

 

South Indian Bank:

Balance enquiry: 09223008488

Syndicate Bank: (SB)

Balance enquiry: 09241442255 or 08067006979

Tamilnadu Mercantile Bank: (TMB)

Balance enquiry: 09211937373

Nainital Bank:

this service is not started.

UCO Bank:

Balance enquiry: 092787 92787

Union Bank of India: (UBI)

Balance enquiry: 0922300858

United Bank of India: (UBI)

Balance enquiry: 09015431345

Vijaya Bank:

Balance enquiry: 18002665555

Yes Bank:

Balance enquiry: 09223920000
Mini Statement: 09223921111

NOTE: You can register for Missed Call banking by sending an SMS “YESREG <Cust ID>” from your registered mobile number to (+91-9840909000)